Portfolio Management Services (PMS)
Tailored wealth solutions for discerning investors
Portfolio Management Services (PMS) are specialized investment solutions designed for High-Net-Worth Individuals (HNIs) who seek personalized strategies beyond mutual funds or retail investments. PMS is managed by SEBI-registered Portfolio Managers who design and monitor a customized portfolio of equities, debt, or hybrid assets aligned with your financial goals, risk appetite, and time horizon.
Key Features of PMS
- ✔ Professional Management: Dedicated portfolio managers backed by in-depth research and active monitoring.
- ✔ Customization: Portfolios tailored to your financial goals, risk tolerance, and investment horizon.
- ✔ Transparency: Regular performance reporting, portfolio updates, and audited statements.
- ✔ Flexibility: Choice between Discretionary PMS (fully managed) and Non-Discretionary PMS (advisory-based).
- ✔ Diversification: Wider access to strategies across equities, fixed income, and alternative assets.
Types of PMS
Discretionary PMS
The portfolio manager takes all buy/sell decisions on your behalf, aligned to the agreed mandate.
Non-Discretionary PMS
The manager provides advice, but execution happens only after your approval.
Advisory PMS
The manager only advises on strategy, while the investor executes trades independently.
How PMS Works
1) Risk Profiling & Mandate
Define your goals, investment horizon, and risk appetite with the portfolio manager.
2) Portfolio Construction
A customized portfolio is created across equities, debt, or hybrid assets.
3) Active Management
The manager monitors markets and makes adjustments to align with your mandate.
4) Reporting & Review
Regular statements, performance reviews, and transparent fee disclosures are shared.
Who can invest in PMS?
PMS is suitable for HNIs, NRIs, and institutional investors who wish to invest in customized portfolios. As per SEBI regulations, the minimum investment amount is ₹50 Lakhs.
Risks to Consider
- Market Risk: Returns are market-linked and not guaranteed.
- Concentration Risk: Some PMS strategies may hold fewer stocks compared to mutual funds.
- Cost Factor: PMS has higher fees than mutual funds (management + performance-linked charges).
Investment in securities is subject to market risks. Past performance does not guarantee future results. Read all documents and disclosures carefully before investing.
PMS offers personalized wealth management with professional expertise and transparency. If you are an HNI looking for a tailored portfolio, we can help you evaluate and select the right PMS strategy.
Explore PMS Solutions